ClaimsFlex
‪(862) 217-4050‬
Serving Property Owners Interest In The Claims Process
Water
Fire
Wind
Advocating Homes, Investment and Commercial Property Claims
Your Insurance Company Is Well Represented And So Should You Be.
John Martino Licensed NJ Public Adjuster
Benefits To Having a Public Adjuster On Your Team
Ensure accurate record-keeping and track all implemented mitigation actions.
You could have damage in your home now, damage that could be covered.
Non-Storm Related Damage
Everyday brings new events and challenges in property ownership, not all of which are due to a storm. Filing a claim not covered by the terms under your policy, may result in a denied claim on record.. A Public Adjuster can offer essential assistance in managing your Homeowners Insurance requirements.
Storm Tracker
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Monitor the latest movement of storms on radar.
Property insurance safeguards your assets against incidents such as fire and theft. Selecting the appropriate coverage not only protects property but also provides peace of mind. Below is a summary overview of some of the coverages we assist with.
Efficiency Solutions For Your Coverage Options
You may be covered for more or less than you are aware of.
1. Homeowner Policy
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Homeowner's insurance protects against property damage and liability for injuries on the premises. It covers home structure, personal belongings, and living expenses if displaced. Understanding coverage options is crucial for adequate protection
2. Dwelling Policy
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Dwelling insurance covers the physical structure of your home from risks like fire, and natural disasters. It provides financial compensation for repairs or rebuilding, including attached structures like garages. Understanding this insurance helps homeowners make informed coverage decisions.
3. Condominium Policy
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Condominium insurance, or HO-6, protects owners risks. It covers personal property, liability, and some structural elements not included in the association's master policy. This insurance safeguards against damages from theft, fire, or water. Understanding coverage needs is crucial for condo owners.
4. Farm Policy
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Farm owners insurance provides essential protection for agricultural properties against damage, liability claims, and income loss. It covers buildings, equipment, livestock, and personal property, ensuring farmers can sustain operations.
5. Commercial Policy
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Commercial property owners insurance protects against risks related to property ownership. It covers damages to buildings, equipment, and inventory from events like theft or disasters, and includes liability for injuries on the property.
Book A Free Coverage Consultation
1. Maximize Your Claim Payout
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Insurance companies often offer lower initial settlements.
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Public adjusters work to document all damages, including hidden or overlooked issues, to ensure you get the full amount you're entitled to.
2. Understanding Complex Policies
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Insurance policies are full of legal and technical language.
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A public adjuster knows how to interpret your coverage, exclusions, and conditions to avoid mistakes or missed opportunities.
3. Time and Stress Reduction
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Handling a major claim can be overwhelming, especially after a disaster (fire, flood, storm, etc.).
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A public adjuster takes over the time-consuming process, including documentation, inspections, and communication with the insurer.
4. Dispute Resolution
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If the insurance company undervalues or denies your claim, a public adjuster can challenge their findings and provide expert support.
5. Commercial and High-Value Claims
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In large or complicated claims (e.g., commercial properties, luxury homes), having a skilled negotiator ensures that no losses are missed or underpaid.
For both multi-unit property investors and individual homeowners.
Claims Management Solutions
Optimize your property's value at time of sale with our Claims Management Solutions. Strategic planning for property investors and owners. Levelling up efficiency and value.
- Biannual Inspection (Rentals)
- Investors forecast property values
- Damage Assessment
- Condition Documented Photos
- Documented Timeline
- Condition Evaluation Report
- Systematic File Organization
- Conflict Resolution
- Readily Accessible Data
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Important
If your mortgage company or your mortgage servicer changes, you must inform the new entity of your current insurance to avoid coverage lapses, which can lead to payment issues, delayed claims, or forced-placed insurance.
Grow Your Vision
Welcome real estate investors, builders and fix & flippers. Explore your finance option at LendFlex.
Investor Loans
LendFlex evaluates the financial requirements of borrowers and matches them with appropriate loan products from a range of affiliate lenders. Their aim is to help clients discover the most suitable financing options tailored to their unique circumstances.
Property Claims
Understanding your property insurance policy is essential. What is covered and what is excluded. The amount of coverage you have and the deductibles that apply plus, so much more.
Automotive Claims
Automotive accidents can be stressful and overwhelming experiences. When your vehicle is involved in a collision, understanding the extent of the damage is crucial for insurance claims and repairs.
Claimsflex is a technical support company assisting in the documentation and management process operations for NJ Licensed Public Adjuster John Martino. ClaimsFlex does not adjust claims or partake in any activity of the Public Adjuster process or function. Contents listed on this page are directed to and intended for informational purposes. The content provided is not legal advice but represents the professional opinion of NJ Licensed Public Adjuster John Martino. Those seeking complimentary Loss Coverage Overview must meet certain qualifications, including availability and the service area. John Martino Public Adjuster may decline services for clients beyond a a certain radius, which may be extended or reduced at his discretion. Any virtual Loss Coverage Overview may be available per adjuster's discretion.